Buying A Home
What can a Real Estate Agent do to help you buy the right home for you?
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They will help you determine how much home you can actually afford. Often, they can suggest additional ways to accrue the down payment and explain alternative financing methods. they can also introduce you to a mortgage counselor to help you understand different financing options and arrange to have you "pre-approved" which can improve your negotiating position and enable you to achieve your home buying objectives faster and with less stress.
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They can help you negotiate the best price, financing, terms, date of possession and often the inclusion or exclusion of repairs and furnishings or appliance and act as a liaison between you and the seller. They will guide you in structuring offers and present those offers and counteroffers until agreements are reached.
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They will help you work out a realistic idea of the home best suited to your needs - size, style, features, location, and accessibility to schools, transportation, shopping and other personal preferences.
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They have access to a listing of all available homes in the multi-list system, can evaluate them in terms of your needs and affordability, and will not waste your time showing you unsuitable homes.
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They will provide due diligence during the property evaluation. Depending on the area and property, this could include inspections for termites, dry rot, asbestos, mildew, faulty structure, roof condition, just to name a few. Your Realtor can assist you in finding qualified responsible professionals to do most of these inspections and provide you with written reports.
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They can supply community information on real estate values, taxes, utilities, municipal services, zoning, schools and facilities that could affect your decision to buy.
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They will help familiarize you with the closing process and obtain closing figures in advance of closing for your review and accompany you to the closing so the process flows smoothly.
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